Today, we’re proud to share that we’ve raised $12.9 million in funding led by a16z crypto (Andreessen Horowitz), with participation from Dragonfly Capital, VanEck Ventures, Coinbase Ventures, and Endeavor Catalyst. This brings our total capital raised to $20 million since founding ZAR just last year.

Meeting People Where They Are

Across the Global South, over a billion people live in cash-first economies where banks are fragile, savings erode to inflation, and access to stable value is scarce.

Nearly 28 million corner shops, airtime vendors, mobile money agents, and remittance counters move over half a trillion dollars in cash every year.

We turn these trusted neighborhood shops into access points for ROCK. SOLID. DOLLARS.

Walk in with local cash. Scan a QR. Receive USD-backed stablecoins in seconds. No crypto jargon. No complexity. Just dollars that hold their value.

With ZAR, users can save, send, and spend digital dollars with confidence.  Spend globally with Visa, cash out to your local bank account at market-leading FX rates, and protect your hard earned savings from inflation.

This is what financial stability feels like.

Built for Real Life

ZAR connects informal cash economies directly to the stability of the U.S. dollar. The result:

• Stronger savings
  
  
• Fairer remittances
  
  
• Global commerce unlocked
  
  
• Credit and merchant payments that just work

We’re live in Pakistan and expanding into several African markets in 2026. Since opening our waitlist, over 200,000 users and 35,000 merchants across 100+ countries have signed up. 

Backed by Builders Who Know How to Win

ZAR is built by the core team behind SadaPay, where we helped reinvent banking in Pakistan. We signed up 4 million users and processed $1.5B in annual volume before being acquired by Turkish fintech unicorn, Papara.

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